Effective 05-20-13

(Rates are Subject to Change Without Notice)

 

Loan Type	Year/Model	Maximum Mat.	Annual Percentage Rate
New Automobiles	2012-2013	36 Months	5.00%
		48 Months	5.25%
		60 Months	5.50%
		72 Months	5.75%
Used Automobiles	2011-2012	36 Months	5.50%
		48 Months	5.75%
		60 Months	6.00%
		72 Months (2012 only)	6.25%
	2010	36 Months	6.00%
		48 Months	6.25%
		60 Months	6.50%
	2009	36 Months	6.50%
		48 Months	6.75%
	2008	36 Months	6.75%
		48 Months	7.00%
	2007 & Older	36 Months	8.00%
Recreational Vehicles
New Motor Home (purch. price >$15,000.00)	2012-2013	120 Months	9.00%
New Motor Home (purch. price <$15,000.00)	2012-2013	96 Months	9.00%
Used Motor Home (purch. price >$15,000.00)	2011-2012	96 Months	9.50%
Used Motor Home (purch. price <$15,000.00)	2011-2012	84 Months	9.50%
Used Motor Home	2010 & Older	84 Months	10.50%
New Boat	2012-2013	84 Months	9.00%
Used Boat	2011-2012	72 Months	9.25%
	2009-2010	60 Months	9.50%
	2008 & Older	48 Months	10.00%
New Motorcycle	2012-2013	60 Months	9.50%
Used Motorcycle	2011-2012	48 Months	10.00%
	2009-2010	42 Months	10.25%
	2008 & Older	36 Months	10.50%
Unsecured Personal Loan		36 Months	12.00%
		36 Months	P + 3.00% floating (Floor 8.00%)*

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

With automatic deduction of payment from a Community Bank of Elmhurst checking account, NOW account, or savings account, deduct 0.25% from the above annual percentage rates.

 

Extensions of credit are subject to credit approval.

 

* The interest rate on variable rate loan products may increase after the loan's inception.

 

P=Wall Street Journal Prime Rate.  The base rate on corporate loans posted by at least 75% of the Nation's 30 largest banks.  As of 05/20/13, the Wall Street Journal Prime Rate was 3.25%.  Therefore, P+3.00% means 3.00% in excess of the Wall Street Journal Prime Rate which be an Annual Percentage Rate of 6.25% currently.