Community Bank Of Elmhurst
About CBE
Products & Services
What's New
Current Interest Rates
Equipment Leasing
Internet Banking
Reorder Checks
Privacy Statement
Home
 
Community Bank of Elmhurst Interest Rates
Community Bank of Elmhurst is one of the few independently-owned, community oriented banks in DuPage County. Our Board of Directors and Staff are committed to the community we serve. We are all from the area and have a combined total of over 275 years of Elmhurst banking experience. We believe in putting the people back into banking.

We offer a wide variety of personal and commercial checking and savings products as well as a complete line of lending products. Our technology is state of the art and our customer service is old-fashioned. We feel that this combination is what makes our bank great.

Personal Loan Rates
Annual Percentage Rate is accurate as of May 5, 2008
empty.gif (43 bytes) empty.gif (43 bytes) empty.gif (43 bytes) empty.gif (43 bytes)
Loan Type

Year/Model

Maximum Maturity

Annual Percentage Rate


New Automobiles 

 

2008-2007 

36 Months 

5.00% 

 

 

48 Months 

5.25% 

 

 

60 Months 

5.50% 

 

Used Automobiles 

 

2007-2006 

36 Months 

5.50% 

 

 

48 Months 

5.75% 

 

 

60 Months 

6.00% 

 

 

2005 

36 Months 

6.00% 

 

 

48 Months 

6.25% 

 

 

60 Months 

6.50% 

 

 

2004 

36 Months 

6.50% 

 

 

48 Months 

6.75% 

 

 

2003 

36 Months 

6.75% 

 

 

48 Months 

7.00% 

 

 

2002 & Older 

36 Months 

8.00% 

 

Recreational Vehicles 

New Motor Home (purchase price > $15,000) 

2008-2007 

120 Months 

9.00% 

New Motor Home (purchase price < $15,000) 

2008-2007 

96 Months 

9.00% 

 

Used Motor Home (purchase price > $15,000) 

2007-2006 

96 Months 

9.50% 

Used Motor Home (purchase price < $15,000) 

2007-2006 

84 Months 

9.50% 

Used Motor Home 

2005 & Older 

84 Months 

10.50% 

 

New Boat 

2008-2007 

84 Months 

9.00% 

 

Used Boat 

2007-2006 

72 Months 

9.25% 

 

2005-2004 

60 Months 

9.50% 

 

2003 & Older 

48 Months 

10.00% 

 

New Motorcycle 

2008-2007 

60 Months 

9.50% 

 

Used Motorcycle 

2007-2006 

48 Months 

10.00% 

 

2005-2004 

42 Months 

10.25% 

 

2003 & Older 

36 Months 

10.50% 

 

Unsecured Personal Loan 

 

 

36 Months 

12.00% 

 

 

36 Months 

P +3.00% 


With automatic deduction of the monthly payment from a Checking, NOW or Savings account at Community Bank of Elmhurst, deduct .25% from the above Annual Percentage Rates.
P = the Wall Street Journal Prime Rate. The base rate on corporate loans posted by at least 75% of the nation's 30 largest banks. As of 5/5/08, the Wall Street Journal Prime Rate was 5.00%. Therefore, P+1% means 1% in excess of the Wall Street Journal Prime Rate, or 6.00% Annual Percentage Rate.



Home Equity Loans (single-family residences)
Annual Percentage Rate is accurate as of May 5, 2008

empty.gif (43 bytes) empty.gif (43 bytes) empty.gif (43 bytes) empty.gif (43 bytes) empty.gif (43 bytes) empty.gif (43 bytes)
Loan Type

Loan-To-Value

Loan Amount

Maximum Maturity

Closing Costs Annual Percentage Rate

Home Equity Installment Loans (minimum loan amount $5,000) 

Owner Occupied 

80% or less 

$5,000+ 

36 Months 

None 

6.00% 

Owner Occupied 

80.1% to 90% 

$5,000+ 

36 Months 

None 

7.00% 

Non-Owner Occupied 

80% or less 

$5,000+ 

36 Months 

None 

7.00% 

 

Owner Occupied 

80% or less 

$5,000+ 

60 Months 

None 

6.25% 

Owner Occupied 

80.1% to 90% 

$5,000+ 

60 Months 

None 

7.25% 

Non-Owner Occupied 

80% or less 

$5,000+ 

60 Months 

None 

7.25% 

 

Owner Occupied 

80% or less 

$5,000+ 

120 Months 

None 

6.50% 

Owner Occupied 

80.1% or less 

$5,000+ 

120 Months 

None 

7.50% 

Non-Owner Occupied 

80% or less 

$5,000+ 

120 Months 

None 

7.50% 

 

Owner Occupied 

80% or less 

$5,000+ 

180 Months 

None 

6.75% 

Owner Occupied 

80.1% to 90% 

$5,000+ 

180 Months 

None 

7.75% 

Non-Owner Occupied 

80% or less 

$5,000+ 

180 Months 

None 

7.75% 

 

Home Equity Line of Credit (minimum loan amount $10,000) The maximum annual percentage rate 18.00% 

Fixed Rate/Owner Occupied 

80% or less 

$10,000 - $99,999 

60 Months 

None 

8.00% 

Fixed Rate/Owner Occupied 

80.1% to 90% 

$10,000 - $99,999 

60 Months 

None 

9.00% 

Fixed Rate/Owner Occupied 

80% or less 

$100,000+ 

60 Months 

None 

7.50% 

Fixed Rate/Owner Occupied 

80.1% to 90% 

$100,000+ 

60 Months 

None 

8.50% 

 

Variable Rate/Owner Occupied 

80% or less 

$10,000 - $99,999 

120 Months 

None 

P -.25% 

Variable Rate/Owner Occupied 

80.1% to 90% 

$10,000 - $99,999 

120 Months 

None 

P +.75% 

Variable Rate/Owner Occupied 

80% or less 

$100,000+ 

120 Months 

None 

P -.75% 

Variable Rate/Owner Occupied 

80.1% to 90% 

$100,000+ 

120 Months 

None 

P +.25% 


P = the Wall Street Journal Prime Rate. The base rate on corporate loans posted by at least 75% of the nation's 30 largest banks. As of 5/5/08, the Wall Street Journal Prime Rate was 5.00%. Therefore, P+1% means 1% in excess of the Wall Street Journal Prime Rate, or 6.00% Annual Percentage Rate.
*With automatic deduction of the monthly payment from a Checking, NOW or Savings account at Community Bank of Elmhurst, deduct .25% from the above Annual Percentage Rates. Non-Owner Occupied rates are 1.00% higher than the above 80% LTV rates. The maximum LTV on a Non-Owner Occupied loan is 80%. An Annual Fee of $45.00 will be waived the first year for new customers and assessed annually thereafter on the anniversary date of the Home Equity Line of Credit.

Please call us at (630) 782-1234 for other rates, current promotions or for answers to any other question.

MEMBER FDIC
330 W. Butterfield Rd at Spring Road
tel 630.782.1234
fax 630.782.1232
Elmhurst, Il 60126

106 Schiller Rd
tel 630.782.1234
fax 630.782.1232
Elmhurst, Il 60126

For more information please call: (630) 782-1234 or Email cbe@communityelmhurst.com