List of Products and Services

1. Consumer Deposit Products:

Community Checking Account
Economy Checking Account
Senior Checking Account
Interest Bearing Checking Accounts (NOW)
Money Market Accounts
Personal Savings Account
Youth Savings Account
Holiday Club Savings Account
IRA Savings Account
Certificates of Deposit

2. Consumer Loan Products:

Home Equity Lines of Credit
Home Equity Installment Loans
Auto Loans
Unsecured Loans
CD/Savings Account Secured Loans
Boat Loans
Mortgage Loans
Construction Loans
Other Vehicle Loans (Motorcycles, RV’s)
Overdraft Protection Loans

3. Commercial Deposit Products:

Commercial Checking Account
Small Business Checking Account
Sole-Proprietor Interest-Bearing Checking Account (NOW)
Not-For-Profit Interest-Bearing Checking Account (NOW)
Business Savings Account
Business Money Market Account
Business Certificate of Deposit
Visa Debit Cards

4. Commercial Loan Products:

Commercial Real Estate Loans
Commercial Construction Loans
Equipment Financing
Working Capital Loans
Commercial Lines of Credit
Commercial Overdraft Protection Loans
Domestic Letters of Credit
International Letters of Credit
SBA Guaranteed Loans

5. Other Services:

Cashier’s Checks
Money Orders
Bond Coupon Redemption
Certified Check
Coin Counting/Purchasing
Foreign Currency
Foreign Draft
IRA Rollover
IL License Plate Stickers
24 hr. Night Deposit Box
Night Deposit Bag w/Lock
Notary Services
Safe Deposit Boxes
Signature Guarantees
Wire Transfers (Domestic/International)
Remote Deposit Capture
DuPage County Real Estate Tax Payments Accepted
Apple Pay & Samsung Pay
Zelle
“Community Bank by Phone” (24 hr. Telephone Banking Service)
Internet Banking
Billpay
Mobile Banking
ATM’s
Direct Deposits

ATM/Visa Debit Cards

Consumer Schedule of Fees and Service Charges

Account Reconciliation/Research (per hour) $25.00
Bond Coupon Redemption (per envelope) $10.00

Cashier’s Checks $5.00
Certified Checks $15.00
Coin Counting (over $200.00) 2%
Coin Counting (over $1.00, non-customer) 10%
Coin Purchase (>2 Rolls, non-customer) $.50
Collection Items – Domestic:

Incoming $15.00
Outgoing $25.00

Copy of Account Statement:

Current Cycle $5.00
Previous Cycles $8.00

Copy of Check:

Curent Cycle $3.00
Previous Cycles $10.00

Counter Check (each) $1.00
Cut-off Statement $10.00

Dormant Fee:

Checking (per month) $5.00
Savings (quarterly) $5.00

Foreign Currency $5.00 plus costs
Foreign Draft $15.00 plus costs
Garnishment/Levy $100.00
IRA Rollover/Transfer to another Institution $25.00
IL License Plate Sticker Fee:

Customer $3.00
Non-Customer $5.00

Money Orders $2.00
Night Deposit Drop Bag w/Lock $22.50
Notary Public Services FREE
NSF Fee/NSF Return Item Fee $30.00
Overdraft Fee (per check paid/returned) $30.00
Maximum Daily Overdraft Charge $90.00
Return Item Fee $30.00
Return of Deposited Item $5.00
Safe Deposit Box Late Fee (per month) $3.00
Drilling Fee (Safe Deposit Box) $200.00
Signature Guarantee FREE
Stop Payment Order $30.00
Wire Transfer (Incoming – Business Only) $10.00

Wire Transfer – Outgoing:

Domestic $25.00
International $50.00

Zipper Bag $3.00
ATM/Debit Card FREE
Replacement Card $5.00
Community Bank of Elmhurst ATM Transactions UNLIMITED
Not on Us ATM Withdrawal (WDL)
Other In-Network (STAR & NYCE) $.50 each
ATM/Debit Card Transactions
Including P.O.S. (point of sale) transactions

4 Per Month Free – From Checking Account Only
Non-Network ATM Withdrawal (WD)
CIRRUS transactions/each $1.50 each

Safety Deposit Box Rental Fees (Annual – Customers Only)*
3 X 5 X 21 $25.00
5 X 5 X 21 $35.00
3 X 10 X 21 $45.00
5 X 10 X 21 $70.00
10 X 10 X 21 $110.00 (max. 2 per customer)
10 X 10 X 21 $150.00 (for second box)
*Butterfield Branch Only

Business Schedule of Fees and Service Charges

Account Reconciliation/Research (per hour) $25.00
Bond Coupon Redemption (per envelope) $10.00
Cashier’s Checks $5.00
Certified Checks $15.00
Coin Counting (over $200.00) 2%
Coin Counting (over $1.00, non-customer) 10%

Coin Purchase (>2 Rolls, non-customer) $.50
Collection Items – Domestic:

Incoming $15.00
Outgoing $25.00

Copy of Account Statement:

Current Cycle $5.00
Previous Cycles $8.00

Counter Check (each) $1.00
Dormant Fee:

Checking (per month) $5.00
Savings (quarterly) $5.00

Foreign Currency $5.00 plus costs
Foreign Draft $15.00 plus costs
Garnishment/Levy $100.00
IRA Rollover/Transfer to another Institution $25.00
IL License Plate Sticker Fee:

Customer $3.00
Non-Customer $5.00

Money Orders $2.00
Night Deposit Drop Bag w/Lock $22.50
Notary Public Services FREE
NSF Fee/NSF Return Item Fee $30.00
Overdraft Fee (per check paid/returned) $30.00
Maximum Daily Overdraft Charge $90.00
Return Item Fee $30.00
Return of Deposited Item $5.00
Safe Deposit Box Late Fee (per month) $3.00
Drilling Fee (Safe Deposit Box) $200.00
Signature Guarantee FREE
Stop Payment Order $30.00
Wire Transfer (Incoming – Business Only) $10.00
Wire Transfer – Outgoing:

Domestic $25.00
International $50.00

Zipper Bag $3.00