Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
You are leaving Community Bank of Elmhurst's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of Community Bank of Elmhurst. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. Community Bank of Elmhurst assumes no liability for the content, information, security, policies or transactions provided by these other sites.
(Rates are Subject to Change Without Notice)
3.50% (1st Mortgage)
4.50% (2nd Mortgage)
4.00% (1st Mortgage)
5.00% (2nd Mortgage)
4.50% (1st Mortgage)
5.50% (2nd Mortgage)
5.00% (1st Mortgage)
6.00% (2nd Mortgage)
5.50% (1st Mortgage)
6.50% (2nd Mortgage)
6.00% (1st Mortgage)
7.00% (2nd Mortgage)
A Home Equity Line of Credit may result in a balloon payment at maturity.
A payment example for a home equity installment loan with the fixed annual percentage rate (APR) of 6.50%, in an amount of $75,000.00, 10 year term, with an 80% combined loan-to-value would be as follows: you will make 120 monthly payments of $851.61. If you chose to have your rate reduced .25% by authorizing us to have your loan payment auto-debited you will make 120 monthly payments of $842.10.
P=the Wall Street Journal Prime Rate, the base rate on corporate loans posted by at least 75% of the Nation's 30 largest banks. As of 02/22/21, the Wall Street Journal Prime Rate was 3.25%. Therefore, P+1.00% means 1.00% in excess of the Wall Street Journal Prime Rate, or 4.25% Annual Percentage Rate.
Extensions of credit are subject to credit approval.
* The maximum annual percentage rate on a Variable Rate Home Equity Line of Credit is 18.00%. The interest rate on variable rate loan products may increase after the loan's inception.
With automatic deduction of the monthly payment from a Checking, NOW, or Savings account at Community Bank of Elmhurst, deduct 0.25% from the above Annual Percentage Rates. There is a 5.25% minimum Annual Percentage Rate and an 18.00% maximum Annual Percentage Rate. Non-Owner Occupied rates are 1.00% higher than the above 80% Loan-to-Value rates. The maximum Loan-to-Value on a Non-Owner Occupied loan is 70%. An Annual Fee of $45.00 will be waived the first year and assessed annually thereafter on the anniversary date of the Home Equity Line of Credit (variable rate HELOC). **A $450.00 early termination fee will be charged for Home Equity Lines of Credt that are terminated in less than 2 years.
Please call us at 630.782.1234 for other rates, current promotions, or for answers to any other question.
Protecting Your Information Online
Lost or Stolen Debit Cards: 1-800-236-2442
Telephone Banking: 877-929-1500
Current Interest Rates: 630-782-1234