Community Bank of Elmhurst • Privacy Notice

Privacy Notice Revised 3/1/2014

FACTS What does Community Bank of Elmhurst do with your personal information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and transaction history
  • Account balances and overdraft history
  • Credit history and payment history
When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Community Bank of Elmhurst chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Community Bank of Elmhurst Share? Can you limit this sharing?
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes: to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes: information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes: information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call 630.782.1234

 

Who we are
Who is providing this notice

Community Bank of Elmhurst
What we do
How does Community Bank of Elmhurst protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Community Bank of Elmhurst collect my personal information?

We collect your personal information, for example, when you

  • Open an account or give us your contact information
  • Apply for a loan or provide employment information
  • Use your credit or debit card
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Our affiliates include companies with a common corporate identity of Community Bank of Elmhurst; financial companies such as our parent company Community Bancshares of Elmhurst, Inc.
    Community Bank of Elmhurst does not share with our affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Community Bank of Elmhurst does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Community Bank of Elmhurst doesn’t jointly market

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Lost or Stolen Debit Cards: 1-800-236-2442

Telephone Banking: 877-929-1500

Current Interest Rates: 630-782-1234

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